“With the help of Payday Champion I was able to fix my broken down car with one easy payment. The bank would have never granted me a loan due to my credit score. Thanks to your services I no longer have to take a bus to work or depend on a ride home. A payday loan was so easy to obtain with Payday Champion!”Rick L Los Angeles, CA
“After losing my job it became quite difficult to keep up with all of my bills. Before I knew it I began receiving collection notices and telephone calls from credit card comapnies I owed money to. After getting my new job, your site was able to find a lender to help me to clear my debt fast and easy. Thank you.”Alissa R Houston, TX
“I have a terrible credit score and feel so embarrassed having to ask my friends and family for money. When my best friend told me how convenient and simple it was to get a payday loan through you I didn't believe it. Now I believe and I never have to feel embarrassed asking others to borrow money again.”Susan D Anaheim, CA
Several times a year, we are stranded in situations where a particular month’s salary does not meet that month’s expenditure. You may want to buy a new gadget, fix a broken car or even buy someone an expensive gift. Payday loans online with balance out the income-expenditure imbalance by providing a small loan that may be paid off from your next month’s salary. As the Internet gains popularity and as our lifestyles become busier, online payday loans are becoming nothing short of a blessing.
Applying for your payday loans online with Payday Champion offers the following benefits:
When you need cash urgently in the middle of the month, you should consider applying for a payday loan with Payday Champion. Payday loans are meant to provide short term financial relief and one of their best characteristics is that they are usually approved within 24 hours. We provide our customers the quick and easy option to apply for the loans online.
Almost anyone can get approved for payday loans. A person’s credit rating is irrelevant in determining qualification. If you do not have a credit past or have a poor credit rating, you do not have to worry about fulfilling the many requirements of traditional financing. Payday Champion does not look at your credit history to determine your suitability for the loan. Instead, we consider three main things: employment status, legal citizenship, and having an active checking account.
You must be in employment for you to qualify for a payday loan. Most lenders we work with will require you to provide proof of employment such as your last three months’ paychecks. If you are not employed but still receive regular income, such as alimony or disability payments, some lenders can still finance you. Payday loans are only available to legal citizens of the US. You may be required to provide identification. If you are approved for the loan, the money will be deposited in your checking account. You also need to receive your regular income through your checking account. This is because the lender will want to automatically deduct payments for the money loaned when your paycheck date arrives.
Payday loan laws and regulations do vary from state to state and are even prohibited in a few states. In most states, lenders are not allowed to charge you more than 10 percent interest rate for the amount they are giving you. You will usually be required to pay the loan within 7 to 30 days or on your next paycheck date. Failure to pay the loan may come with some penalties so it is important to read over the terms and conditions provided by your lender from the state in which you are applying for the loan.
Payday loans are ideal when you are faced with financial emergencies and have no other sources of obtaining cash. Since the financing is meant to provide temporary relief, the amount given is not as much as that given in traditional loans. Our customers usually receive anywhere from $100 - $2000. For more information on payday loans and cash advances please feel free to read through our informative payday loan articles.